Forget Money These Days You Can Barter For Just About Anything

BARTERING HAS BEEN AROUND SINCE THE BEGINNING OF TIME "It's a good thing you brought your car in when you did, my daughter needs braces."

Community bartering systems have been around since the beginning of time and used as an alternative to monetary currency. Bartering has seen a massive resurgence this century due to higher taxes and an uncertain economy.

Bartering or trading services and goods without the use of money has always been popular in rural areas. As an example, farmers and trades people exchange produce for work done on their property and professional service people accept goods in exchange for accounting or legal assistance.

HOW THEY WORK

Local Barter systems usually take one of two forms. Some systems trade through a headquarters, where each member has an account-updated with “debits” and “credits” from trades. Points are assigned to the worth of a barter item instead of a monetary value.

Other systems print and utilise their own currency which is then used by customers of the local towns business. This system of bartering does eliminate the need for a central agency, but it can be problematic in getting all businesses on board with the alternative currency.

SAVE HEAPS OF MONEY IN YOUR LOCAL COMMUNITY

Barter isn’t limited to local communities or even within countries anymore, take a look at Barter card to see how far reaching bartering has become. Barter Card is a global network of businesses trading more than 1000 goods and services through 75 locations without money exchanging hands.

Both individual and business bartering systems are now available locally and internationally and can save you significant money. Online community bartering systems are popping up in local towns everywhere and are a great way to trade services, get rid of unwanted “treasures” and find out what is available in your local town. Search community bartering online and see what is available by simply entering in the name of your local town or the next largest one to you and the term “community bartering”.

NOT ONE IN YOUR TOWN START ONE THEY ARE EASY AND RUN THEMSELVES

If there isn’t already a local bartering site in your town why not set one up? There are very good resources on “how to set up an online bartering system” available through google search. Once established and promoted, these sites require very little maintenance as each barterer updates their own information.
As an example of a local site gone global where you can enter your town and see what is being traded check out www.u-exchange.com On this site people list what they can do and what they would like to barter for. As an example:

Catherine Perth, Australia can provide book keeping in exchange for brick work
Dale Kelowna, Canada offers car services in exchange for home cooked meals

Why not have a look and see if you can save some Real Money too. For helpful monthly tips like this sign up to the Busy Buzz Co newsletter HERE

How to Buy Yourself Time

My Journey to Starting Busy Buzz Co.  bbc_logo_short_print 11x8 trans

In December 2014 I left my stressful but highly paid job in the corporate world and returned to Canada from my home in Australia to visit my family and friends. I was exhausted but after a month of hiking with my best friend on the beautiful west coast, and having relaxed cappuccinos with my dad, I was reenergised.

I knew though that I didn’t want to go back to working 12 hour days and was more determined than ever to have less time working and more time living. What to do though? I thought of the old cliché that “it’s not what you earn it’s what you save” my usual response to this was “I like my life and the things I have and I am not ever going to be a coupon and recycling teabags kind of girl”

However in my desperation to not go back to the hard slog, I started to think about getting a simpler job which paid less but would mean I could do a standard 9-5 day. In my mind, finally, saving money meant saving time. When you think about it Money means Time and not the other way around. If you can save money you can earn yourself time”

When I returned home and was surrounded by our animals I began thinking about saving money in real ways. I googled it and got about 10,000 hits but since I now had the time I started to read the articles and blogs. Most were complete rubbish and obvious or would save so little that it wasn’t worth the changes I would need to make. OK sure they would save a few dollars but they were not going to change my life.

The next day a mortgage broker friend called and this is what truly set me on my new path. After speaking to him I called my bank, long story short, I told them that after 20 years with them I was going to look for a cheaper mortgage. Fifteen minutes later I had negotiated new terms and saved us $4,000 a year. With one phone call! Why had I never done this before? The answer was time I never had any spare time to look for real savings or even the time to really think about it.

Not anymore I was going to find these savings. It took me about 3 weeks of reviewing everything we spent money on, renegotiating contracts on big ticket items and reviewing our budget. I worked out that I could save us $50,000 a year!!! In my world this meant I could now work part time and still have the same quality of life. See my blog on real ways to save money to see how I did it.

So I started half- heartedly looking for part time work at my husband’s increasing insistence. This started me thinking though about all the busy people out there who were in the same situation I was, time poor and trapped because of money. As more of a hobby and because I love to write, I started blogging about all the ways I had found to save money and therefore earn time.

I spoke to friends and realised I was on to something as they too started to implement some of the suggestions I had discovered. I continued to write and share my articles and was approached by a company (who shall remain nameless so I don’t get sued) who wanted to put an advert on my site which they would pay me for. Light bulb moment but the problem was I didn’t ethically support this company and I didn’t want to hassle my readers with cheap sales techniques.

However I was actually promoting products through my blogs, ones I used and believed in which were either giving away free samples or were really cheap, I just wasn’t getting paid for it. So I contacted some of those companies and asked if they would pay me to promote their products. Most said no but a couple said yes I could become an associate and they would pay me a small amount (cents not big amounts) if any of my readers went to their site, via a link in mine.

So Busy Buzz Co, my new business was launched. I made a decision though right from the beginning, that I would only promote products which I had used and believed in, no exceptions. I will also be very clear with my readers that if I do promote a product and I am an associate that if they clicked on a link for something free or to get more information I would receive a small stipend.

So far I have only 4 products I get paid for and now about 40 articles which might mention good websites and places to go for free and cheap stuff but I am not being paid for those. I want my readers to trust me and also to be able to use the information for their own benefit, without fear that my site is about flogging products to make a few bucks.

To this end I have set up a Facebook Page/Busy Buzz Co and will write a monthly newsletter on saving real time, money and living more simply so that you too can make choices in your lives to allow you more time for living. I also have a feedback form to encourage readers to ask questions and list things they would like to know about.

I have spent 6 months researching and working through the mess which is now the web to try and find good tips from credible experts and be able to pass them on. Ultimately I want to try and create an online community where readers can share their own tips and have discussions, so this is the goal I am working towards.

If this is something that interests you why not sign up to my free monthly newsletter and become part of Busy Buzz Co? It is simple to unsubscribe at any time if you decide it’s not for you. Thank you for your support and I look forward to your feedback

 

Energy and Weight Loss Naturally

Increase Energy and Lose Weight naturally with Garcinia Cambogia

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Great for Energy and Weightloss

As a former athlete with years working in the exercise physiology area I have a good understanding on how the body works and what is required to lose weight and feel healthy. While there is no quick fix I have had great results with the natural supplement, Garcinia Cambogia.

As a human with a love of food and wine my training and knowledge doesn’t always kick in. What I do know is that sustainable weight loss and health is about balance- energy in (food and drink) and energy out (exercise). It really is that simple in yet also the hardest balance for most people to find.

There is no quick fix and diets are not sustainable. Think about it if diets and supplements did what they claim to do there would not be a multi- billion dollar industry built around them. Vitamins and natural supplements can however help with both energy levels and increasing metabolism to assist with weight loss. Natural is the key though as most weight loss products are filled with chemicals and are highly processed. Garcinia Cambogia is extracted from a tropical fruit and naturally assists with energy levels and weight loss.

I take Garcinia Cambogia, because it is a natural fruit extract which is known to block the enzyme citrate lyase. This enzyme causes sugar and starches to be turned into fats. I like it because it does supress my appetite without the side effects often seen with chemical supplements and it gives me extra energy. Supplements are not for everyone but if you do want to give your weight loss goals a bit of a boost I recommend Garcinia Cambogia. Pure Asian Garcinia are offering a Free trial bottle so you can try it obligation free and see how it works for you click here

While the energy in energy out model is the building block for a healthy body and life how much and what to eat, the type and amount of exercise required is different for each person. My tips are to eat, where possible, whole (unprocessed) foods, ensuring the majority of what you eat is plant based and includes good sources of protein. Sugar not fat is the thing to try and minimise and “low fat” processed foods are usually very high in sugar so avoid processed diet foods.

To maintain energy and keep your blood sugars stabilised eat smaller meals 5 times a day. Take vitamin and other supplements only in addition to healthy eating not to replace a balanced diet. Garcinia Cambogia is a good example of a natural supplement which helps with energy levels and weight loss.

When exercising, choose resistance training over cardio for more effective weight loss and muscle toning. This doesn’t have to mean using weights but should include exercises where your “muscles bare weight”. So, push ups, squats, triceps presses etc, all require the muscles used to support weight and therefore will help tone the muscles while burning fat faster.
As with eating, many people, find they get more benefit from increasing their “incidental” exercising throughout the day (taking the stairs, stretching, desk squats) than from doing one big work out.

My biggest tip is commit to something fun and to find ways to be active for minutes at a time throughout your day. Standing and walking around while you are on the phone will burn far more calories than talking while lying on the couch.

Food As Medicine

Foods Which Work as Medicine

We know we are what we eat but some foods can also be powerful medicines which can combat illnesses, give us more energy and rid our bodies of toxins.  Some of the best are:

Chilli: chillies

Added to food can boost your metabolism and combat fat build ups.

Avocados: avacadoes

Mono unsaturated fats found in avacados can help in reducing cholesterol and provides nutrients for cells and they help you feel full for longer.

Brussel sprouts: brussel sprouts

Loaded with fibre and very high in Vitamin C which can stave off colds, also acts as an antioxidant.

Black Beans: black beans

Contain more of the disease-fighting antioxidants flavonoids than any other type of bean. They are a good source of copper and iron which help your muscles retain more oxygen thereby boosting your immune system. They also contain almost no saturated fat.

Ginger:ginger

In particular ginger tea, boosts metabolism, promotes blood flow, keeps you feeling full and can reduce aches and pains.

Lemons: lemon

Aids in digestion, flushes out toxins, encourage the production of bile, and is also a great source citric acid, potassium, calcium, phosphorus and magnesium. Best results drink in warm water.

Apple cider vinegar:apple-cider-vinegar

Helps clean the bacteria in your mouth, aids digestion, soothes a sore throat, lowers blood pressure and cholesterol. It can also be used topically to stop itches and help with skin blemishes and eczema.

Source: international journal of preventative medicine

Five Real Super Foods

Try Real Super Foods which will Help Your Energy Levels

There is so much marketing buzz around food these days it is hard to keep up with what is healthy and what is hype. The truth is the majority of nutritionists and doctors agree on the very real health powers and nutritional value of these 5 natural foods. Here is why:

Berries: berries

Filled with antioxidants which are compounds that protect our bodies from the ravages of life. Berries help combat chemicals we ingest (without realising)and can boost brain power.

Spinach: spinach

Provides more nutrients than most foods, contains magnesium, folate, calcium and has been proven to help fight cancer.

 Yogurt: yogurt

Proven to assist in building bone density and muscle mass while assisting with weight loss. Be careful of the sugar content in some brands of “low fat” yogurt.

Quinoa : quinona

High in protein and fibre, low fat and gluten free it is also one of the only plants in the world that provides a complete protein (no Soy is not a complete protein)

Bread fruit : bread fruit

Tasteless ugly looking fruit has more potassium than 3 bananas, has high levels of beta carotene and is loaded with fibre, calcium, phosphorous and other essential nutrients.

Active Ingredients to Look for in Skincare

ageing advice

What Really Helps With Anti -Ageing

Reduce wrinkles, tighten skin, reduce acne or redness- the amount and variety of products available on the market can be overwhelming and confusing. Instead Web MD offers the following explanations of the main ingredients you should look out for and what they actually do:

Alpha-Hydroxy Acids (AHAs)

Alpha-hydroxy acids include glycolic, lactic, tartaric, malic, and citric acids. They have become increasingly popular over the last 20 years. In the U.S. alone, there are over 200 makers of skin care products containing alpha-hydroxy acids.

Creams and lotions with alpha-hydroxy acids may help with fine lines, irregular pigmentation, and age spots. Side effects of alpha-hydroxy acids include mild irritation and sun sensitivity. For that reason, sunscreen should be used every morning.

To help avoid skin irritation with alpha-hydroxy acids, it’s best to start with a product with low concentrations of AHA. Also, give your skin a chance to get used to the product. Start out by applying AHA skin products every other day, gradually working up to a daily application. Don’t use too much; follow the instructions on the package.

Beta-Hydroxy Acid (Salicylic Acid)

Salicylic acid exfoliates skin and can improve its texture and color. It also helps with acne.

Many skin care products contain salicylic acid. Some are available over-the-counter and others require a doctor’s prescription. Studies have shown that salicylic acid is less irritating than skin care products containing alpha-hydroxy acids but has similar results in improving skin texture and color.

Warning: People who are allergic to salicylates (found in aspirin) should not use products containing salicylic acid. Salicylic acid can be absorbed into the bloodstream and may cause an allergic reaction or contact dermatitis. Pregnant  or nursing women should not use products containing salicylic acid.

Hydroquinone

Skin care products containing hydroquinone are often called bleaching creams or lightening agents. These skin care products are used to lighten hyperpigmentation, such as age spots and dark spots related to pregnancy or hormone therapy (also called melasma).

Some over-the-counter skin care products contain hydroquinone. Your doctor can also prescribe a product with a higher concentration of hydroquinone if your skin doesn’t respond to over-the-counter treatments.

If you are allergic to hydroquinones, you can use products containing kojic acid instead. Pregnant women cannot use hydroquinone.

Kojic Acid

Kojic acid is a more recent remedy for treating pigment problems and age spots. First developed in 1989, kojic acid has a similar effect as hydroquinone. Kojic acid is made from a fungus, and studies have shown that it is effective at lightening skin.

Retinol

Retinol is made from vitamin A, and it’s in many non-prescription skin care products. Retinol’s stronger counterpart is tretinoin, which is the active ingredient in Retin-A and Renova, available by prescription only.

If your skin is too sensitive to use Retin-A, retinol is an alternative, although the effects are less impressive. Retinol may improve mottled pigmentation, fine lines and wrinkles, skin texture, and skin tone and color.

You may also hear about retinyl palmitate. This is in the same family as retinol, but if the skin care product you choose contains retinyl palmitate, you will need to use more of this product than one that contains retinol to get the same effect. Pregnant women or nursing mothers cannot use retinol.

Vitamin C

Vitamin C helps to minimise fine lines, scars, and wrinkles. It’s the only antioxidant that is proven to boost production of collagen, which is a key part of skin’s structure.

Be choosy when selecting a vitamin C product. Vitamin C in its most commonly found forms is highly unstable when exposed to oxygen, making it useless. Choose one in a tube or a pump. Also, many topical vitamin C preparations do not penetrate the skin enough to make a difference.

If you are considering using a topical vitamin C preparation, ask your dermatologist which product will be the most effective for you.

Hyaluronic Acid

Skin care products containing hyaluronic acid are often used with vitamin C products to assist in effective penetration.

Hyaluronic acid occurs naturally (and quite abundantly) in people and animals and is found in young skin, other tissues, and joint fluid.

Hyaluronic acid is part of the body’s connective tissues, and is known to cushion and lubricate. Aging destroys hyaluronic acid. Diet and smoking can also affect your body’s level of hyaluronic acid over time.

Foods to Never Eat

Foods to Always Avoid

We all have our treat foods and there is nothing wrong with eating small amounts of pleasure foods. Nutrition experts will tell you though that there are some “foods” which are incredibly detrimental to our health and most of us are unaware of the damages the following food can have:

Store Bought Frosting:      cupcakes

Not only are these disproportionally high in sugar (causing weight gain and premature skin wrinkling) but many contain trans fats. Trans fats have been banned in many countries now because of their link with cancer, diabetes and heart disease. They also raise bad cholesterol levels while lowering good cholesterol and causing inflammation.

** pick up any processed food in your supermarket and look for the trans fat content on the nutrition label. If its listed at all then trans fats are not banned in your country and you should look out for it.

White Bread: white bread

Contains no nutritional value what so ever as it is made with refined flour and is filled with sugar, in fact more sugar than grain. Replace with whole wheat bread which is positively good for your health.

Deep Fried Foods: deep fried food

Foods fried even vegetables like potatoes will have trans fat and a cancer causing chemical acrylamide is formed when food is heated above 120 degrees. Ddue to the process of frying the food is literally saturated in saturated fat – 1 serving of popcorn chicken for example has a staggering 80 grams of fat.

 Cream Based Salad Dressings: salad dressing

Are high in sugar and fat it is for this reason that Caesar salads are often the most fattening thing on a menu. Order, buy and make oil based salad dressings instead.

 White Rice:

Not only does white rice have very little nutritional value it can encourage your body to store fat as well. Brown rice is filled with vitamins, fiber and other nutrients.

Bacon:bacon

Not just high in salt and fat but also filled with nitrates which can cause big problems for your digestion and heart. Dangerous nitrates are also found in processed meats such as sausages and many deli meats

Movie theatre popcorn: popcorn

Filled with fat and salt derived from genetically modified ingrediants.

Diet foods:

Check your labels while they have less of no sugar they are filled with artificial sweetners such as aspartame and saacharin connected with cancer and a range of health problems

Why Multitasking Doesn’t Work

juggling workWhy You Should Stop Juggling Your Time 

Recent studies show that while we all try to multi task throughout our day it actually doesn’t save us time and might be bad for our health.

Due to the way our brains are calibrated, taking on 2 or more tasks at the same time will slow both tasks down. Instead it is better to complete things in batches –ie pay all your bills at once, make all your required phone calls at once. This enables you to concentrate on the particular task and get it done more quickly because of the repetitive nature of it.

Making mistakes : seems obvious but a 2010 French study proved that the human brain is incapable of simultaneously doing more than 2 complex tasks because the frontal lobe can only keep track of two complex tasks at any given time. This is why you shouldn’t try and do your taxes while making dinner and speaking on the phone. Not only will all three tasks be slower than if you did them concurrently but there will be significantly more mistakes in all 3 tasks.

Depression: the resulting stress of trying to take on too much at the same time can result in depression according to Professor Koechlin. The frontal lobe of our brains is highly affected by ageing and any neuropsychiatric diseases such as depression and dementia which can make multi- tasking almost impossible. Ignoring limitations can significantly raise frustration and stress levels.

Ageing affects short term memory: multitasking naturally becomes harder as we age but for all of us disengaging from one task to complete another slows both tasks down and interrupts our short term memory. Meaning completing a task and then moving on is much more efficient.

We only have so much “temporary brain space” this is what we use to get tasks done but don’t retain details of. This can severely affect communication and creativity. Once the temporary brain space is full we opt out without realising so checking messages while having a conversation will mean we don’t get the full impact of what is being said to us.

For all these reasons we as humans are not good at multitasking even if we think we are. It can disrupt our focus making us miss things, impede creativity, cause stress, affect memory, increase mistakes and damage our health. So know your limitations and complete one task at a time

 

Source: Professor Koechlin French National Institute for Health and Research

Best Sites for Products and Free Stuff

free stuff

FREE STUFF ON LINE

It’s amazing what you find on line for free today. Since you probably don’t have time and it’s what I do here, are the best sites I have found for getting stuff for free.

GLOBAL

Totally Free stuff (global) –this is an online site which gives away free products and samples everything from beauty products to e books baby gear.               http://www.totallyfreestuff.com

Free Flys (global)- try free products from beauty to vitamins to food. You will need to enter details about yourself and will be then put on a database for the products you chose to trial to receive their newsletters but you can opt out at any time.  http://www.freeflys.com

USA

Mommy and Me news (USA) – online site for everything babies but they do offer some good free stuff including free annual magazine subscriptions, games and books   http://mommyandmenews.com/free-stuff

Just Free stuff (USA) –lots of free samples and contests http://www.justfreestuff.com

Bzz Agent – this is a product testing site where you can get lots of free stuff you just need to send them a product review once you have tried them.

http://www.bzzagent.com/ (Canada and USA) or  http://www.bzzagent.co.uk (UK)

AUSTRALIA

Ziilch (Australia) –free recycled everything –clothes, furniture, toys, tools- FREE to list and FREE to take   http://au.ziilch.com

Oz Recycle (Australia) – same concept lots of items here including stuff for babies http://www.ozrecycle.com

* Busy Buzz Co is not being paid to promote any of these sites